The impact of the rising cost of living on people with complex disabilities

For the 2023 update to our Potential and Possibility research, we asked participants about how the cost of living crisis is impacting them.

We found that 85% of people with complex disabilities are worried about the rising cost of living. This is not surprising, as they are struggling to meet their costs at a higher rate than the general population.

Read on to find out what our participants had to say.

The cost of living continues to increase for people with complex disabilities

As found in previous research by Sense, the rising cost of living continues to be a big issue for people with complex disabilities.

85% of people with complex disabilities were very or somewhat worried about the rising cost of living.  

Nearly three quarters of people of people with complex disabilities (69%) felt over the last month that their cost of living had increased. 

People with complex disabilities were more likely to be adversely affected by the rising cost of living. Over half of people with complex disabilities (59%) found it very or somewhat difficult to afford their energy bills. This is higher than general public (42%) and disabled people (53%) according to ONS’s Winter Pressures Survey, 18 to 26 February 2023.  

How difficult is it to afford your energy bills?

A bar chart showing 42% of general public, 53% of disabled people and 59% of people with complex disabilities.
General public42%
Disabled people52%
People with complex disabilities59%
Answers to the question “How easy or difficult is it to afford your energy bills?”

How easy is it to afford rent or mortgage payments 

People with complex disabilities were less likely to find it easy to afford their rent or mortgage payments. Only one in five people with complex disabilities (20%) found it very or somewhat easy to afford these payments. This is lower than the general public (62%) and disabled people (50%).

A bar chart showing 62% of the general public, 50% of disabled people and 20% of people with complex disabilities.
General public62%
Disabled people50%
People with complex disabilities20%
Answers to the question “How easy or difficult is it to afford rent or mortgage payments?”

“It has tripled my energy bills. I cannot keep my heating on all the time, even though my condition makes it difficult to control my body temperature and the cold makes me unwell. My mortgage interest rate has increased numerous times in the last few months.”

“Making choices I find hard, less freedom, less opportunities. Rising debt with energy companies,  changing our food and cooking habits.”

People with complex disabilities are increasingly in a more precarious financial position. 63% of people with complex disabilities would find it very or somewhat difficult to afford an unexpected bill. 

Nearly half of people with complex disabilities (46%) found it very or somewhat difficult to afford costs related to their condition or impairment.  

“I am in debt with a lot of things and I can’t get the food I need because it cost so much now.”

“I just can’t afford to do anything to support a better quality of life.”

About this research

Potential and Possibility is an annual piece of research on the experiences and aspirations of people with complex disabilities. The research involves polling, our own survey and insights from audits of Sense services. This year (2023) is the second year we have carried out this research.  

These pages reflect the latest information from our 2023 research, building on our findings from 2022.

If you have any questions about the research please contact [email protected].